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AandK
Margos Best Friend: 513 posts
Joined: 25 Nov 2008

Already Married!
Blog: 12 entries
Location: Bristol - UK

Posting Time: 03 Jul 2009 at 10:06PM

LTV, if you MUST get a credit card, shop around and find one that is interest free for several months or has a very low rate. Credit card fees and interest charges are insane...it would be infinitely better if you had a friend or family member who could make you an interest free loan.

Here are a couple of good websites I have used for free, impartial financial advice, reading their info on credit cards, lending and credit may help you:

http://www.moneysavingexpert.com
http://www.moneywise.co.uk

All the very best, I am sure it will work out well for you.

K

[Can't help lovin that man of mine]

LoveTheVoid
Getting to the church on time: 349 posts
Joined: 26 May 2008

Already Married!
Blog: 5 entries
Location: London - UK

Posting Time: 03 Jul 2009 at 10:41PM

I recently got a letter through the post from halifax.. it was like a sign, have no idea how they got my name and address.. but they offer interest free for a couple of months which is good

[Mrs Litchfield :)]

crazybird1979
Margos Best Friend: 554 posts
Joined: 11 Aug 2008

Already Married!
Blog: 0 entries
Location: - UK

Posting Time: 04 Jul 2009 at 8:03AM

Credit Cards really arent the way to go but if needs must! Barclay card was doing a really good one think it was something like 7% apr have a look on barclaycard website. I never had a credit card before and got one and then have ran it up a bit but it shall all be paid off just after the wedding and swapped it over to someone doing 0% on balance transfers. It just seems like easy money but if you can be sensible go for it!

Anyway got up today armed with list and going to see what I can get done starting with H2B's suit fitting this morning!!

Hen do next weekend Im sooooooo excited!!

Clap

LoveTheVoid
Getting to the church on time: 349 posts
Joined: 26 May 2008

Already Married!
Blog: 5 entries
Location: London - UK

Posting Time: 04 Jul 2009 at 8:18AM

I'm paying £36 for the gym at the moment which will stop after the wedding so if I have to pay £50 a month on a creidt card instead shouldnt be too much different. At least thats the way Im justifying it in my head lol

[Mrs Litchfield :)]

hyperhelz507
Chief Bridesmaid: 156 posts
Joined: 14 Apr 2008

Already Married!
Vendor Votes: 1
Blog: 0 entries
Location: Birmingham - UK

Posting Time: 04 Jul 2009 at 10:14AM

I know where your coming from i didn't want to go into debt as we were both students when we got married and had enough debts with student loans.

Do you have a student bank account? If you do they offer student credit cards which give you a lower apr for much longer.

Helen

[Mrs Fellows XXX]

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